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Money

Are banks open on Columbus Day 2027? No, closed Monday, October 11

No: most banks are closed on Columbus Day 2027, Monday, October 11, 2027, a holiday observed by the Federal Reserve Banks.

Updated Source: Federal Reserve Board, Holidays Observed (K.8)
The 5-second answer

No: most banks are closed on Columbus Day 2027, Monday, October 11, 2027, a holiday observed by the Federal Reserve Banks.

By TrendPulse Newsroom · Published · Updated Nov 1, 2026, 8:00 AM EST · How we report

3 min read2 sources cited

Updated (ET)

No: most banks are closed on Columbus Day 2027, Monday, October 11, 2027, a holiday observed by the Federal Reserve Banks. ATMs and online banking keep working; ACH transfers due that day settle on Tuesday, October 12, 2027.

The Federal Reserve lists Columbus Day 2027 as Monday, October 11, 2027. Federal Reserve Banks are closed that day.

Individual banks and credit unions set their own branch hours , so check yours; the Fed calendar governs when payments settle. Payments that need Fed settlement, including most direct deposits and ACH transfers due on Monday, October 11, 2027, are processed on Tuesday, October 12, 2027.

Columbus Day 2027 at a glance — Source: Federal Reserve K.8 / OPM
Item2027Source
Holiday dateMonday, October 11, 2027OPM
Federal (OPM) day offMonday, October 11, 2027OPM
Federal Reserve BanksClosed Monday, October 11, 2027Federal Reserve K.8
Federal Reserve BoardClosed Monday, October 11, 2027Federal Reserve K.8
Fed-settled payments due that daySettle Tuesday, October 12, 2027Federal Reserve K.8
Next federal holidayVeterans Day: Thursday, November 11, 2027OPM

FAQ

Is Columbus Day a bank holiday in 2027?

Yes. Federal Reserve Banks are closed Monday, October 11, 2027. (Source)

What day is Columbus Day 2027?

Monday, October 11, 2027; the federal day off is Monday, October 11, 2027. (Source)

Will direct deposit arrive on Columbus Day 2027?

Deposits due on Monday, October 11, 2027 usually settle on Tuesday, October 12, 2027; some employers pay a day early. (Source)

Do ATMs and online banking work on Columbus Day?

Yes. Only transfers that need Federal Reserve settlement wait for the next business day. (Source)

What is the next bank holiday in 2027?

Veterans Day: Thursday, November 11, 2027. (Source)

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