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Are banks open on Juneteenth 2027? Mostly yes, Fed Banks open Friday, June 18

Mostly yes: Federal Reserve Banks are open on Friday, June 18, 2027, even though Juneteenth (Saturday, June 19, 2027) is a federal holiday, because it falls on a Saturday.

Updated Source: Federal Reserve Board, Holidays Observed (K.8)
The 5-second answer

Mostly yes: Federal Reserve Banks are open on Friday, June 18, 2027, even though Juneteenth (Saturday, June 19, 2027) is a federal holiday, because it falls on a Saturday.

By TrendPulse Newsroom · Published · Updated Nov 1, 2026, 8:00 AM EST · How we report

3 min read2 sources cited

Updated (ET)

Mostly yes: Federal Reserve Banks are open on Friday, June 18, 2027, even though Juneteenth (Saturday, June 19, 2027) is a federal holiday, because it falls on a Saturday. Branch hours are set by each bank, so check yours.

The Federal Reserve lists Juneteenth National Independence Day 2027 as Saturday, June 19, 2027. Its K.8 note says that when a holiday falls on a Saturday, the Federal Reserve Banks are open but the Board of Governors is closed on Friday, June 18, 2027.

Individual banks and credit unions set their own branch hours , so check yours; the Fed calendar governs when payments settle. Because the Fed is open, ACH and wire payments settle as usual.

Juneteenth 2027 at a glance — Source: Federal Reserve K.8 / OPM
Item2027Source
Holiday dateSaturday, June 19, 2027OPM
Federal (OPM) day offFriday, June 18, 2027OPM
Federal Reserve BanksOpen Friday, June 18, 2027; no Saturday closureFederal Reserve K.8
Federal Reserve BoardClosed Friday, June 18, 2027Federal Reserve K.8
Fed-settled payments due that daySettle as usual on FridayFederal Reserve K.8
Next federal holidayFourth of July (Independence Day): Monday, July 5, 2027OPM

FAQ

Is Juneteenth a bank holiday in 2027?

It is a federal holiday, but the Federal Reserve Banks stay open on Friday, June 18, 2027 because the date is a Saturday. (Source)

What day is Juneteenth 2027?

Saturday, June 19, 2027; the federal day off is Friday, June 18, 2027. (Source)

Will direct deposit arrive on Juneteenth 2027?

Yes, Fed settlement runs normally that Friday. (Source)

Do ATMs and online banking work on Juneteenth?

Yes. Only transfers that need Federal Reserve settlement wait for the next business day. (Source)

What is the next bank holiday in 2027?

Independence Day: Monday, July 5, 2027. (Source)

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