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Bank holidays 2027: all 11 Federal Reserve and federal holiday dates

By TrendPulse Newsroom · Published Nov 1, 2026, 7:28 AM EST · Updated Nov 1, 2026, 8:00 AM EST · How we report

Updated Source: Federal Reserve Board, Holidays Observed (K.8)
The 5-second answer

There are 11 federal holidays in 2027.

By TrendPulse Newsroom · Published · Updated Nov 1, 2026, 8:00 AM EST · How we report

3 min read2 sources cited

Updated (ET)

There are 11 federal holidays in 2027. The Federal Reserve Banks close on 9 of them; on Juneteenth (Fri June 18) and Christmas Eve (Fri Dec 24) they stay open because those holidays fall on a Saturday.

This table combines the OPM 2027 federal holiday schedule with the Federal Reserve K.8 list of holidays its Banks observe. When a holiday falls on a Saturday, federal employees get the Friday off but the Federal Reserve Banks stay open; when it falls on a Sunday, both close the following Monday.

New Year's Day 2028 is also a Saturday, so the federal day off is Friday, December 31, 2027, while the Federal Reserve Banks stay open.

2027 federal and bank holidays — Source: Federal Reserve K.8 / OPM
HolidayDateFederal day off (OPM)Federal Reserve BanksSource
Memorial DayMonday, May 31, 2027Monday, May 31, 2027Closed Monday, May 31, 2027Federal Reserve K.8 / OPM
Juneteenth National Independence DaySaturday, June 19, 2027Friday, June 18, 2027Open (Saturday holiday)Federal Reserve K.8 / OPM
Independence DaySunday, July 4, 2027Monday, July 5, 2027Closed Monday, July 5, 2027Federal Reserve K.8 / OPM

FAQ

How many bank holidays are there in 2027?

The Federal Reserve Banks close on 9 days in 2027; 2 of the 11 federal holidays fall on Saturdays. (Source)

Are banks open on Juneteenth 2027?

Mostly yes. June 19, 2027, is a Saturday, and the Federal Reserve Banks are open on Friday, June 18. (Source)

Are banks open on Christmas Eve 2027?

Yes, Federal Reserve Banks are open Friday, December 24, 2027, although it is the federal day off for Christmas. (Source)

Are banks closed on July 5, 2027?

Yes. Independence Day is a Sunday, so the Federal Reserve Banks close Monday, July 5, 2027. (Source)

Where do these dates come from?

The Federal Reserve K.8 holiday list and the OPM 2027 federal holiday schedule. (Source)

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